Wednesday, March 12, 2008

Now what do I do with that rebate check...

It seems like such an odd amount the government is giving us. Since I am single with no family, I receive the $600. I am sure you are all itching to know what I am doing with that money. I will be putting it into my bank account and using it to pay bills. If the paycheck allows for it, I will be investing it. Who in the world is going to be spending it on the goods that the government wants us to? Maybe eventually people will be buying goods with it, but no more than normal. Feel free to say what you think you will be using your rebate check on.

Saturday, February 23, 2008

Links for all!

I am participating in a viral linking through sites that I visit. I am sure you have seen my links on the side but through this we all help our technorati ranking (which is a blog search engine) to gain more viewers. This is also to open the eyes of other viewers to sites some wouldn't find any other way. I find it to be a great idea and if you have an inkling, please pass it on with 5 more blogs.

The Strategist Notebook ~ Link Addiction ~ Ardour of the Heart ~When Life Becomes a Book ~ The Malaysian Life ~ ~What goes under the sun ~ Roshidan’s Cyber Station ~ Sasha says ~Arts of Physics ~ And the legend lives ~ My View, My Life ~ A Simple Life ~ Juliana RW ~ Mom Knows Everything ~ Beth & Cory's Mom ~ A Mind Forever Voyaging~ enjoying the ride ~ Jennifer's thoughts ~Mom of 3 Girls ~ Amanda ~ Don't Make Me Get The Flying Monkeys ~ExPat Mom ~ Just Jessie ~ Wilson Six ~Krisitn ~ Nuttier Than You ~Shonnte ~ Summer's Nook ~ Laura Williams Musings ~ Melissa's Idea Garden ~ Confessions of an Everyday Housewife ~ Blah Blah Blog ~Stop the Ride! ~Soap, Blings & Girly Things ~ It's All for the Best ~Keeping Feet ~ Junky Love in Freehand ~ Getting Out of Debt ~ Free From Broke ~ Money Matters ~ Arohan's Investing Life ~ My Investing Blog ~ Finance and Fat ~ Iowahippiechick ~ ~ ~Making Cents Of Debt ~ DebtDiet ~ MakingMoneyJournal ~ Life Liberty & The Pursuit Of Money Mrs Micah Brightside of Debt Fiscal MusingsPaid it Down and Moving Forward Phoenix from the Ashes Canadian Saver The Good Life on a Budget Last One In Line Finding Financial Peace CT Mom Beachgirl's Budget Blog~Saving For a Home of My Own~My Money and Politics~We So Rich ~Clawing Our Way to Financial Health ~ Piggy Bank Blues ~ Ms. Miniducky ~ Give Me Back My Five Bucks, Well-Heeled: California Dreamin', Free Money Finance, The Simple Dollar, Living Almost Large and The World of Wealth.

Hey Long Time No Post!

Sorry guys. Been really busy with work. I do a 3 hour commute to and from work each day so that takes a toll on me when I get home and barely get any time to myself. However, I am not complaining. I feel this sacrifice is needed to either move up within my corporation or become more marketable if I want to move to a different company, and hopefully a different city (closer to my girlfriend). Speaking of the gf, I visited her last weekend and realized then that a long time apart from one another is very difficult. I am definitely going to be working more cash into my budget to see her. I am sure my gf would agree with this investment too haha, but many might actually see it differently and think that using too much cash during this time for a relationship would be unwise. I would like to argue that in life we really need to see the larger picture. What are we working for? Our own gain? Family gain? Here in my respect I feel I am working toward a future with my gf and seeing her is definitely building on that. However not only am I looking to the future, but to the present in what makes me happy and keeps balance in my life. Those of you in a relationship I am sure can understand what I mean.

Well just for a further update on my life, I am getting deeper into my position and in the next couple weeks getting more responsibilities. I recently set up my 401k retirement with 4% of my income going into 3 mutual fund groups that focus on emerging markets and small-mid cap growth. These groups are actually risky if you are thinking of reallocating your 401k retirement. However, I looked deep into the portfolio and saw many companies I invested in, thus I picked the fund.

Also, I chose a health insurance plan that is a Health Savings Account (HSA). I encourage you all to pick these accounts if you can. They benefit the healthy, low medical cost patients, but still have a decent plan to cover you if you do get sick. The benefit of my corporation's HSA is that the company contributes to my savings account. The savings account is used to pay off any health costs that go toward your deductible.

Monday, February 4, 2008

New Job...New Life

I started my new job today. This will allow me to expand on my plan with regards to my overall budget and where I chose to put my money. So stay tuned for that.

Also on the economy front, the market took a dip again today. Check out the stocks you are thinking of buying (or some you may have purchased). If you are thinking, it is a good time to buy on a down day, or if you bought some earlier, buy more a the lower price. Good luck!

Sunday, February 3, 2008

Happy Super Bowl Sunday!

I hope everyone is having a nice Super Bowl Sunday.

Go Patriots!

Friday, February 1, 2008

Stocks to look at...

Hey guys, back with some more stocks to look at.

My big one today is Toyota Motor Corporation (NYSE: TM). I would never advise anyone on investing in car companies with the exception of Toyota. I don't need to tell you that their cars and trucks are reliable, however there maybe some things behind the scenes of Toyota aren't as obvious.

1. They run their business extremely well. There is open communication throughout the company that allows them to respond to problems immediately. Whether this is a problem with a vehicle or the way it is constructed, Toyota has made a name for their efficient manufacturing model.

2. Leader in Hybrid technology. Hybrids are future no question about that. When I say future I don't mean 10 years down the road, but development for any other fuel will take time. Not only is Toyota going to be revamping their hybrid batteries in 2009, they are also coming out with a brand new Hybrid model. Also their Lexus brand is going to be unveiling another hybrid to their fleet.

3. R&D. The previous two all lead to this, research and development. Toyota spends millions per day just in R&D. Millions per day! That is a chunk of change that shows why Toyota manages to beat American auto makers every year.

The next company you should all take a look at is The Middleby Corporation (NASDAQ: MIDD). I know you are saying, who the heck is Middleby? Middleby is a manufacturer of commercial cooking equipment. MIDD has a relative monopoly over this industry, every major restaurant has an oven, deep fryer, etc fom Middleby. There is a never ending demand for new restaurants, thus MIDD has an endless stream of customers.

These are two excellent companies. Please do your own research, but you will see I did pick two very nice companies here to add to your porfolio.

Disclosure: I do not own any stock in either TM or MIDD.

Thursday, January 31, 2008

Ron Paul Snubbed from Debate

Ron Paul was treated like the unwanted child at the Republican Debates last night on CNN. However, the only one who made any sense on dealing with the economy was Dr. Paul.

CNN in the ridiculous review of the debate only mention that:

"Long-shot candidate Ron Paul, a representative from Texas, also participated in the debate."

Not to harp on the mainstream media but they push Rep. Paul aside like they did to John Edwards. The media focused so much on Clinton and Obama, that Edwards had no choice. Now, in the GOP race, they are focusing heavily on McCain and Romney that even at the debate, Huckabee had to point out that "This isn't a two man race."

I hope CNN realizes their mistakes and changes their coverage of the candidates so that we do get a fair and balanced (don't worry not gettting a check fom FOX for that one) view of all the candidates.

Also, for all my US readers, please read up on the candidates. Never feel like your vote is "lost" on someone who "isn't going to win". A lost vote is someone who votes blindly.